Funding
Unlock funding for your business.
Explore South African DFIs, banks and impact funders ready to back your growth — matched to your stage, sector and B-BBEE profile.
Funders and finance options available to you
Development finance institutions, banks and impact funders active in South Africa — open each card to see what they fund and how to qualify.
SEFA
Loans, bridging finance and credit guarantees for SMMEs.
SEFA
Loans, bridging finance and credit guarantees for SMMEs.
What's inside
- Direct lending from R50 000 to R15 million
- Bridging finance against a signed contract or purchase order
- Needs CIPC registration, tax compliance and 6 months' bank statements
NEF
B-BBEE equity and loan funding for black-owned businesses.
NEF
B-BBEE equity and loan funding for black-owned businesses.
What's inside
- Funding from R250 000 upwards for black-owned entities
- Equity, quasi-equity and term loan structures
- Business plan, financials and B-BBEE proof required
IDC
Industrial development, venture and expansion capital.
IDC
Industrial development, venture and expansion capital.
What's inside
- Manufacturing, agro-processing, energy and mining focus
- Typically R1 million and above
- Job-creation impact carries real weight
NYDA
Grants and business development support for young entrepreneurs.
NYDA
Grants and business development support for young entrepreneurs.
What's inside
- Grant funding for founders aged 18–35
- Blended grant plus mentorship and training
- South African ID and a simple business plan needed
SEDA
Non-financial support, incubation and mentoring.
SEDA
Non-financial support, incubation and mentoring.
What's inside
- Free business development support and incubation
- Help getting CIPC, CSD and tax compliance in order
- Branch support in every province
Business Partners & Impact Funders
Private lenders and impact investors backing SA SMEs.
Business Partners & Impact Funders
Private lenders and impact investors backing SA SMEs.
What's inside
- Growth and property finance from R500 000
- Impact funds targeting jobs, women- and youth-owned firms
- Track record and clear financials matter most